SHORT TERM DISABILITY AND LONG TERM DISABILITY CONSIDERATIONS: As disability attorneys, this is one of the most common questions we are asked by people. While the answer to this question varies from person to person there are some common signs and indicators. Not surprisingly going out on medical leave is usually a very stressful thing …
Sometimes insurance companies deny long-term disability claims by arguing that you can still perform certain duties related to your occupation. For example, while unable to do heavy lifting, perhaps you can do light lifting of objects not weighing more than 10 pounds. However, the insurance company’s assertion about your disability may not be true, and …
You may still be working but have functional limitations which may be severe enough for you to win disability benefits, and because of this you may find you are faced with the decision of whether you should quit your job because you don’t feel you can do a good job at work anymore. Added to …
As ERISA Short Term and Long Term Disability lawyers we often hear some version of the following complaint or question by disability applicants and claimants: “My ERISA Short Term Disability (STD) or Long Term Disability (LTD) insurance company or Plan Administrator is denying my claim because they say I have a pre-existing condition.” If you …
