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Common Reasons Veterans’ Disability Claims are Underrated

Common Reasons Veterans’ Disability Claims are Underrated

Military veterans who have a service-connected disability have a right to seek benefits. As part of the claims process, they will be assigned a disability rating that, in large part, determines their monthly compensation. Unfortunately, the Department of Veterans Affairs (VA) does not always assign a rating that fully reflects the severity of a person’s …

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Long-Term Disability: Steps for a Successful Application

What Insurance Companies Look for in Long-Term Disability Reviews

If an injury, illness, or other serious medical impairment keeps you from working on a full-time basis, you may be entitled to get long-term disability benefits. Unfortunately, insurance companies can make it challenging for even qualified people to secure long-term disability. It is crucial that claimants know what insurers are actually looking for during disability …

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Workers’ Compensation: How to File a Claim

How ERISA Impacts Employer-Sponsored Long-Term Disability Plans

The Employee Retirement Income Security Act (ERISA) is a federal law that, among other things, regulates employer-sponsored group benefit plans. Notably, most long-term disability policies that are offered by employers in Arizona are covered by ERISA. Our Phoenix long-term disability attorney can provide guidance on how ERISA impacts employer-sponsored plans.  Understanding ERISA Coverage (Preemption of …

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