If an injury, illness, or other serious medical impairment keeps you from working on a full-time basis, you may be entitled to get long-term disability benefits. Unfortunately, insurance companies can make it challenging for even qualified people to secure long-term disability. It is crucial that claimants know what insurers are actually looking for during disability …
How ERISA Impacts Employer-Sponsored Long-Term Disability Plans
The Employee Retirement Income Security Act (ERISA) is a federal law that, among other things, regulates employer-sponsored group benefit plans. Notably, most long-term disability policies that are offered by employers in Arizona are covered by ERISA. Our Phoenix long-term disability attorney can provide guidance on how ERISA impacts employer-sponsored plans. Understanding ERISA Coverage (Preemption of …
What to Do After a Social Security Disability Appeal is Denied
Did you file an appeal after having your Social Security disability (SSD) benefits denied? Was that appeal also denied? You may feel stressed out, frustrated, and unsure if you have any options left. As the Social Security disability appeals process actually contains multiple levels of review, you may still be able to escalate the matter. …
How Medical Evidence Can Make or Break a Social Security Disability Claim
If you cannot work on a full-time basis any longer due to a severe injury, chronic illness, or other medical ailment, you may be entitled to Social Security Disability (SSD) benefits. There are millions of Americans on Social Security disability. However, that is not to say that the claims process is easy. Medical evidence is …
