Sometimes insurance companies deny long-term disability claims by arguing that you can still perform certain duties related to your occupation. For example, while unable to do heavy lifting, perhaps you can do light lifting of objects not weighing more than 10 pounds. However, the insurance company’s assertion about your disability may not be true, and …
Costly Decisions in Long Term Disability Cases
You may still be working but have functional limitations which may be severe enough for you to win disability benefits, and because of this you may find you are faced with the decision of whether you should quit your job because you don’t feel you can do a good job at work anymore. Added to …
Preexisting Conditions in Long Term Disability Cases
As ERISA Short Term and Long Term Disability lawyers we often hear some version of the following complaint or question by disability applicants and claimants: “My ERISA Short Term Disability (STD) or Long Term Disability (LTD) insurance company or Plan Administrator is denying my claim because they say I have a pre-existing condition.” If you …
Time Expectations in Social Security Cases
A lot of disability claimants file their case with the impression that as soon as they filed they will be awarded disability. While this may be true in extremely severe cases, it is not uncommon to hear a claimant saying “I don’t understand, even my doctor wrote a letter to them saying I’m disabled and …
