The Centers for Disease Control and Prevention (CDC) estimates that 26% of U.S. adults are currently living with some form of persistent disability. If a serious injury, disease, or other medical impairment prevents you from working on a full-time basis, you may be entitled to receive long-term disability benefits through a type of “private” insurance …
Sometimes insurance companies deny long-term disability claims by arguing that you can still perform certain duties related to your occupation. For example, while unable to do heavy lifting, perhaps you can do light lifting of objects not weighing more than 10 pounds. However, the insurance company’s assertion about your disability may not be true, and …
