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Preexisting Conditions in Long Term Disability Cases

As ERISA Short Term and Long Term Disability lawyers we often hear some version of the following complaint or question by disability applicants and claimants:  “My ERISA Short Term Disability (STD) or Long Term Disability (LTD) insurance company or Plan Administrator is denying my claim because they say I have a pre-existing condition.”  If you …

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Time Expectations in Social Security Cases

A lot of disability claimants file their case with the impression that as soon as they filed they will be awarded disability. While this may be true in extremely severe cases, it is not uncommon to hear a claimant saying “I don’t understand, even my doctor wrote a letter to them saying I’m disabled and …

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